Monthly Archives: July 2018

A Step-by-Step Guide to Painlessly Plan and Vet Your Retirement

Planning your retirement seems boring. But whether your retirement is five years away or fifty, it’s never too early to start planning for your golden years, and it doesn’t have to be a tedious, painstaking process. Numerous financial tools can help you do everything from calculating how much money you’ll need when you retire to finding the best investment mix and making sure you’re saving enough now. Follow these steps and wizards to get your comprehensive plan started.

The rest is here.

I definitely recommend firecalc.com.
“A goal without a plan is just a wish.”

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Tourists are flooding to Portugal for the food and wine

According to Portugal’s National Institute of Statistics, 68 percent of American visitors traveling to Portugal include gastronomy and wine tastings in their plans, and their numbers are growing dramatically. In 2016, 390,000 Americans visited Portugal; last year, 685,000 did. Tourism officials expect 822,000 this year. TAP, Portugal’s national airline, now offers daily flights to Lisbon from JFK, and from Newark to Porto twice a week and Newark to Lisbon five days a week.

Enjoy the rest here.

Looks like Portugal is on the raise as a tourist and retirement destination.

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Veneto Region of Northern Italy: Tourist Map with Cities

The Veneto is a gem of a region in the northeast corner of Italy. Bound on the west by Lake Garda, on the north by the Dolomite Mountains and on the east by the Adriatic Sea, the landscape of the Veneto is rich and varied. From the grandeur of crumbly old Venice to the medieval flavor of Bassano del Grappa, and on to Belluno, a striking town that’s a gateway for visiting the Dolomites, the Veneto makes a fascinating region to explore.

I love Italy.

The rest here.

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Hear and now. Better, less costly treatments for hearing loss coming soon

For Yotopoulos, director of the Mind Division of the Stanford Center on Longevity, this new normal was unacceptable. How could a man whose daughter was an expert on healthy aging be unable to address his hearing loss? Yotopoulos was well aware how common it is for aging adults to be afflicted with hearing loss; how rarely they get adequate treatment; and how vast the impact of untreated hearing loss can be on their health, mobility, finances and relationships.

With access to the Stanford Medicine physician-scientists who are making advances in the diagnosis and treatment of hearing loss, Yotopoulos also knew that new solutions were within reach — not just for her dad, but for the millions of people who have hearing loss today or are projected to have it in the future.

hear! hear!

Hear about the rest here.

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How the new tax law creates a ‘perfect storm’ for Roth IRA conversions

While the new Tax Cuts and Jobs Act (TCJA) includes one negative change for Roth IRAs, they are still pretty wonderful. Here’s what you need to know about Roth IRAs and especially Roth IRA conversions in the post-TCJA world.

The two most-important Roth IRA tax advantages are:
Unlike traditional IRA withdrawals, qualified Roth IRA withdrawals are federal-income-tax-free and usually state-income-tax-free too. What is a qualified withdrawal? It’s one that is taken after you, as the Roth account owner, have met both of the following requirements:

1. You’ve had at least one Roth IRA open for over five years.
2. You’ve reached age 59½ or become disabled or dead.

I need to investigate if item 1 above is correct. You only need to have ‘at least on Roth IRA open for over five years’?

Read the rest here.

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Off the beaten track: 14 best kept travel secrets in Spain

Spain has so much to see off the beaten track so why not take the road less travelled and discover a few hidden gems?
Spain can boast a great deal of Unesco World Heritage sites, and several of them have recently made it onto Lonely Planet’s top 500 things to see in the world. But why take the road everybody else is taking when Spain has so many unsung beauties to offer? You’ve already seen the Alhambra and the Sagrada Familia – now it’s time to take your sightseeing to the next level.

The Burgos Cathedral looks amazing.

Read the rest here.

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